(EMAILWIRE.COM, November 01, 2011 ) Colorado Springs, CO -- The Car Insurance Colorado Springs website recently launched to help consumers learn about their options when it comes to choosing auto insurance. Website visitors can learn about the various types of insurance. The site also features a list factors insurance companies take into account when giving consumers rates.
“An informed consumer doesn’t have to worry about getting into an accident and being shocked about what they receive – or don’t receive – from their insurance company,” said Dan Morton, owner of CarInsuranceColoradoSprings.com. “Often times people try to go with the cheapest option, only to realize that they’re paying a ton of out-of-pocket expenses if they get into an accident. I created this site to help consumers make an educated car insurance decision.”
* Type of Vehicle: Insurance companies charge more for certain cars because they’re more costly to repair or replace. Morton suggests readers look at the Highway Loss Data Institute to learn about theft rates and collision repair costs. “Don’t get forced into a deal before you’ve had a chance to see the car makers stats,” said Morton.
* Age, Gender and Driving Record: Single men under the age of 25 are deemed the most accident prone prospects, so their insurance rates tend to be higher. According to Morton, insurers also look at a personÂ’s driving record and the number of moving violations they have.
* Where Living: “Vehicle owners in larger urban areas tend to pay the highest prices,” said Morton. There are more people, which leads to more traffic and a higher chance for car accidents. As a result, suburban dwellers may have lower insurance rates than drivers living in nearby cities.
The Car Insurance Colorado Springs website helps consumers living in the Colorado Springs, Colorado, area make informed decisions about choosing auto insurance. The site offers advice and links to auto insurance providers.
