With more than 30 years of experience in the debt collection agency, Underwood says he is excited now to share his insight so that he is able to help others.
“Sure, bad things happen to good people, especially in today’s economy,” Underwood suggests. “We lose our job, we get divorced, we get sick, and our bills can quickly add up. And, before you know it, we’re using credit cards unwisely, and wind up being in over our heads and in a pile of debt. That’s why I always encourage people to use money wisely and plan for future expenses and those ‘rainy day’ emergencies we may not normally consider.”
Here is what Underwood says are three proven strategies from “21 Tips to Avoid Debt” to steer clear from money problems and stay away from bill collectors:
• Only rely on credit cards when you have the cash to pay your cards off in full.
• Don’t fall for the “money back percentage gimmick” that could entice you to use your credit card every day.
• Do not use credit cards on the presumption that you are getting a tax refund, a pay raise or bonus, etc.
Other chapters in Underwood’s book include valuable advice on things people can do to immediately start repairing their credit, and how to avoid paying the customary $300 to $1,500 for credit repair.
Underwood, who admits he once struggled with debt due to personal problems, says he feels it’s his duty to now help others facing similar issues. “I just want people to realize that it’s a lot better to deal with and not ignore these issues now, because they will wind up costing you a lot more than necessary.”
Mr. Underwood is also the author of the highly popular, A Guide to Stop Bill Collectors From Driving You Crazy. His book is available at http://www.TiredOfBillCollectors.com, or he can be reached at 313-744-5977.
About Charles Underwood: Charles Underwood has intimately known the workings of debt acquisition and recovery for more than 30 years. He understands what the average consumer is not privy to as it relates to personal and business debt. Because of his inside knowledge, through his books, Mr. Underwood can help those who need a fresh start begin the process of repairing their credit. This in many cases means rebuilding their lives.
Although the knowledge Charles Underwood obtained over the 30-plus years in the business was used to increase the profits of the companies who employed him, he currently is using that knowledge to counsel and change the habits of those in debt. Through his easy-to-understand short books, Mr.Underwood not only reveals how financial crisis begins but also strategies to unsure individuals will never fall prey to previous habits.
